Buy Here Pay Here with Financing at Murphy Motors Co.

Automotive Financing Solutions at Murphy Motor Co. in Raleigh, Youngsville, and Oxford

Our Raleigh, NC-based used car auto group makes auto financing easy. "Buy here, pay here" may seem obvious to some, but for longtime car shoppers, knowing how to avoid pitfalls, difficult negotiations, and financing is the way to go. We bring auto financing and used car loans right to you. This saves you time and stress as you upgrade to a quality used car, truck, or SUV. With locations in Raleigh, Youngsville, and Oxford, you'll have an easy time searching for the right kind of used car. Begin online with our easy finance application. Then learn about bad credit loans and how easy it is to buy here and pay here at Murphy Motor Co.

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What Buy Here, Pay Here Means for Raleigh Area Shoppers

Car buying has become much easier these days. At Murphy Motor Co., we save you trips and appointments with banks and other lenders. We'll match you up with a used car loan when you buy from us. Not only will our sales team find you the right kind of used car, truck, or SUV, but we'll fit it into your budget.

As you shop, you should know how much you have to spend on a down payment. Also consider what you're comfortable paying monthly. We'll find you a sensibly priced pre-owned vehicle and structure your auto loan around your budget. With adjustable term lengths, varying rates for qualified buyers, and other details to consider, you'll see how easy securing a deal is at our Raleigh, Oxford, or Youngsville used car dealers.

Bad Credit Financing and Car Loans in Oxford and Youngsville

We know that not every shopper comes with a high credit score. Even if your credit is poor or nonexistent, we can still find you a car loan. With bad credit financing, we secure sensible rates for shoppers who typically have a hard time borrowing. Not only does this allow you to buy a quality pre-owned vehicle with a bad-credit car loan, but it can also improve your borrowing power over time.

Our finance team will set you up with a used car loan that makes sense based on anything you're able to put down up front and what you can pay monthly. By making regular monthly payments, you'll actually improve your score. Buying and owning a reliable vehicle is key to getting to work and handling family duties in the Raleigh area.

Find a Wide Variety of Quality Used Vehicles for Sale in Raleigh, Oxford, and Youngsville

Our financing process makes it easy to upgrade to the right kind of pre-owned vehicle. Consider your driving needs around Oxford and your budget. You'll find quality options from popular brands in the following categories:

  • Used cars like sedans, coupes, hatchbacks, and convertibles, including sports cars and luxury models
  • Used SUVs and crossovers, ranging from compact and small options to midsized and large family vehicles
  • Used trucks, including full-sized, heavy-duty, and midsized options from Ford, GMC, Chevrolet, Ram, and more
  • Used minivans
  • Used hybrid and electric vehicles
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Used Car Financing Frequently Asked Questions (F.A.Q.)

Whether you plan on shopping at our Raleigh, Youngsville, or Oxford location, we make auto financing easy. The best way to get started is to apply online. This finance application requires some personal and contact information, such as your name, birthdate, address, phone number, and email address. We also run your credit score through an accredited bureau. By reviewing your employment history and status, income, and credit score, we can determine the rates you can secure for a used car loan.

Yes. We help shoppers struggling with poor or nonexistent credit scores secure auto loans. Not only does this help drivers from Youngsville secure the transportation they need for getting to work, but our fair rates and sensible payment plans also help you improve your credit over time. That in turn will improve your borrowing power in the future, allowing you to secure favorable terms on car loans and fit nicer vehicles into your budget.

Across three locations in Raleigh, Oxford, and Youngsville, we share an extensive pre-owned lineup. Our options rotate regularly, offering used cars, trucks, SUVs, and more from popular brands. We make financing any of our pre-owned vehicles easy as can be.

  1. Murphy Motor Co.

    2501 Capital Blvd.
    Raleigh, NC 27604-2200

    • Sales: (919) 828-1115
  2. Murphy Motor Co. Raleigh

    2501 CAPITAL BLVD
    RALEIGH, NC 27604-2200

  3. Murphy Motor Co. Youngsville

    14114A CAPITAL BLVD
    YOUNGSVILLE, NC 27596-9432

  4. Murphy Sunoco

    6515 FALLS OF NEUSE RD
    RALEIGH, NC 27615-6814

  5. Murphy Motor Co. Oxford

    1010 MARTIN LUTHER KING JR AVE
    OXFORD, NC 27565-3656

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Get in Touch

  • Contact our Sales Department at: (919) 828-1115
  • Monday9:30 AM - 6:30 PM
  • Tuesday9:30 AM - 6:30 PM
  • Wednesday9:30 AM - 6:30 PM
  • Thursday9:30 AM - 6:30 PM
  • Friday9:30 AM - 6:30 PM
  • Saturday9:30 AM - 4:30 PM
  • SundayClosed